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Ferguson Riots Victimize Business Owners


No matter what you think about the issue of police profiling or racism or police brutality, I don’t see how anyone could condone the rioting and looting that went on in the city of Ferguson, Missouri just after the announcement that a grand jury concluded that there was no wrongdoing on the part of the police officer who shot Michael Brown.

Despite our own President and other Progressive Liberals trying to convince small business owners that “You didn’t build that,” all small business owners know that it is completely up to us whether we choose to start or run a business in the first place, and also where to locate it.

Yes, I’m outraged that racism still exists in America.

Yes, I feel terrible for the parents of any 18-year old who is shot and killed.

And yes, I feel bad for the police officer who lost his career and any semblance of a normal life going forward because of this incident.

But there are already millions of people very publicly crusading on behalf of all of them.

So I ask the question…

What about the owners of the businesses that were looted, vandalized and even burned to the ground during the rioting in Ferguson on the night the grand jury’s decision was made public?

As financial expert and St. Louis area resident Bryan Binkholder informed me, “Sad fact…Many insurance companies DO NOT cover loss from Riots or Acts of War, so some of this may not be covered – contrary to the individuals that say, ‘That won’t affect them; they’ve got insurance.'”

As a loyal reader of this blog, you probably know first-hand how many business owners pour our life’s savings into our businesses, and then spend practically every waking hour working in them and on them.

We pay suppliers, we provide employment for those unwilling to provide as much value to society as us, we pay taxes, we provide valuable goods and services to our communities.

In other words…

We are the backbone of America.

And make no mistake about it: We choose where we want to locate our businesses. We DO “build that.”

So now that the Ferguson rioters had their night of fun…

What are the owners of the destroyed businesses going to do now?

Who in their right mind will choose to locate a business there anytime soon?

And how much are the people of Ferguson going to suffer because of the destruction of those businesses, and the message sent loud and clear to would-be future Ferguson business owners: “Pick somewhere else to locate your business.”

As you and I know all too well…

It’s tough enough to build and run a business, without the added threat they it will be destroyed by an angry mob during one night of madness, for reasons that have absolutely nothing to do with the business or its owner.

And now one final question remains…

Will government “emergency funds” be used to compensate the innocent victim business owners, and/or to help rebuild those Ferguson businesses that were destroyed?

Because if that happens, then a major stroke of irony will occur…

Government will actually help build a business.

17 Responses to Ferguson Riots Victimize Business Owners

  1. Larry Reply

    November 26, 2014 at 5:53 am

    Yes, with our tax dollars, which we are up late at night working on.

  2. Larry Reply

    November 26, 2014 at 6:02 am

    I’m not a fan of Putin at all since he stole our Crimea in Ukraine.

    But, What do you think would happen if a leader like Putin was in power?

    What do you think would happen to all those clowns?

    Two Words: “Do-SviDanya” aka “GOOD-BYE.” You will NEVER ever do that again.

    • Steve Sipress Reply

      November 26, 2014 at 8:07 pm

      I am certainly not a big fan of Putin either, Larry.

      But I do remember feeling awfully confident during the recent Winter Olympics that no terrorism would occur at the Sochi Games on his watch.

      And I agree with you that out-of-control rioting would not be tolerated in this case, either.

      However, I’m not willing to live with the downside of having him as our nation’s leader, of course…

  3. Bill Reply

    November 26, 2014 at 8:14 am

    Bravo Steve. Just so sad…when I saw the look on the face of the Indian owner of the market that was destroyed, it made me dusty.

    Thugs…all of them…just looking for a reason to be a victim. And the black leaders are not helping at all—they are rewarded handsomely with power, when the keep people in the victim mentality.

    Thanks for your honesty.

    • Steve Sipress Reply

      November 26, 2014 at 1:21 pm

      My pleasure, Bill. That’s why they call me “Straight Talk Steve.”

  4. Faith Reply

    November 26, 2014 at 9:47 am


  5. macbook pro Reply

    November 26, 2014 at 10:58 am

    as tony robbins says violence is the quickest way for people to feel significance. and this is what was happening people: people feel anger – which means they are deeply hurt and the way they deal with it (in fact its the only way they know) is to revert to violence (even though there are many other ways).
    i heard 69 arrest were maid night after verdict night for trespassing and burglary. so here it is – the same reason the guy was basically shot for – was repeated all over by many – as if to protest to what happened in the case.
    black community leaders need to realize that the only way out of this is to educate people and teach them the importance of personal responsibility, when it comes to raising kids, using protection, and teaching themselves and their children basic life skills. so when grown up, kids have options other than, going out stealing something or looting streets in hopes of becoming a thug or a gangster or better yet a rapper. it all starts in the childhood and within a family. it will take long time and a lot of hard work, but that is what its gonna take. All normal people do it. they get up work hard, take care of their kids and support them when they are young. then kids, no matter how poor or simple their parents are, still turn out to be decent.
    its sad to see these kind of things happening, but the biggest victims here are not business owners. but people who DECIDE and act like helpless victims. People who always blame everyone and fail to accept personal responsibility. you can’t be and no one can make you a victim unless you decide to be one.

    • Steve Sipress Reply

      November 26, 2014 at 12:44 pm

      I agree with your comments, for the most part, macbook.

      Anyone who knows me and/or has read my posts here for the past five years or so knows how I feel about the lack of personal responsibility that characterizes much of present-day America.

      By the way: I’m not sure how old you are, so I don’t know whether Steve Jobs named a computer model after you, or whether your parents chose to name you after a computer model.

  6. Bryan Reply

    November 26, 2014 at 11:34 am

    I think this lady summed it up best, Steve, and she lives in this area….

    They have destroyed their own community and destroyed businesses that employed dumb.

  7. Bryan Reply

    November 26, 2014 at 11:38 am

    Anyone who knows STL can tell you North St Louis was a great place. Today it’s our crime capital (see south Chicago).

    This has now spread to this area of the county, and it will now become a wasteland and people complaining there aren’t any companies there.

  8. Jerry Reply

    November 26, 2014 at 1:16 pm

    Which is why you see things like this happen in highly urban, highly liberal, lower socio-economic areas.

    I can assure you that if my business was located near there, we would’ve been bunkered in just fine and anyone that tried to harm or destroy me, my family, or my livelihood and property would very, very quickly regret it and be given a dose of “high-speed lead poisoning.”

    • Jeff Reply

      November 26, 2014 at 1:29 pm

      I saw a couple of pics and an article on owners who did just that…12-15 armed men…

      Good deterrent for random looters.

      • Steve Sipress Reply

        November 26, 2014 at 2:23 pm

        I wonder how many of those rioters were in fact, just “random looters,” and how many had been planning their crimes for a loooooooooooong time…

  9. Jeff Reply

    November 26, 2014 at 1:41 pm

    Yep, most insurance policies for commercial property and even business insurance such as inland marine (contents insurance) exempt riots, terrorism, acts of war etc. which this will fall under.

    They do this because it falls outside their realm of manageable risk and cannot appropriately be accounted for by actuarial tables or calculations on a large risk scale.

    So unless the state or someone steps in to provide relief funds, they are screwed. And even if this happens, most businesses won’t have the capital to recover even with some assistance.

  10. Suzanne Reply

    November 26, 2014 at 7:41 pm

    This is infuriating, particularly for the business owners. We, too, would protect our property with necessary force.

    Because I used to sell insurance, I was aware of the insurance limitations.

    As for the government stepping in? Well, they bailed out the big boys, so…….

  11. Mark Reply

    November 27, 2014 at 6:08 am

    This is all too real for me.

    Back in the 90’s during the LA riot my parents’ business were right in the middle of the riot. I saw first hand how the business owners came out with their guns and stood on top of their roofs protecting their businesses while all the other shops around got burnt to the ground.

    What happened afterwards was worse. their business just dropped like crazy and never came back up.

    What these people don’t realize is that they are actually hurting the community, job opportunities and themselves.

    • Jerry Reply

      November 27, 2014 at 6:34 am

      Mark, Mark, Mark…

      That would be the case… If these people WANTED jobs and business.

      Their actions show that they don’t care – and that they want something for nothing.

      Not all, but I’ll bet a great deal of these people nurse thoroughly from the government teat.

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